Companies

< Back

Norwich Union

If you purchase your van insurance policy online, you qualify for a 10 percent discount. To save you even more money, Norwich Union will grant you a 70 percent discount if you make no claims on your policy.

A Comprehensive cover protects your van against loss, theft or damage; if you ever file a claim, Norwich Union will pay out a sum no greater than the market value of your van. Your van’s audio equipment, accessories and spare parts are also covered. If your van is under six months old and an accident leaves it beyond repair, Norwich Union will pay for the cost of its replacement. You can claim up to £500 if a thief steals the tools stored in your van. Norwich Union will pay for the replacement or repair of a broken windscreen, window or sunroof. Accident recovery is also included in this policy; if your van ever breaks down, you can call for roadside assistance free of charge. Norwich Union will also pay for your tow to the nearest approved repairer. If your personal belongings stored inside your van are stolen or destroyed, you can claim the cost of replacement for up to £100 per incident. And if you happen to lose the keys or the lock transmitter to your van, Norwich Union will pay for a replacement. All repairs carried out by a Norwich Union-approved repairer are guaranteed for up to three years.

A Third Party, Fire and Theft cover protects your car against fire damage and theft. This policy also covers the audio equipment and fixtures and fittings inside your van. If your new van is stolen and the police are unable to recover it, Norwich Union will cover the cost of its replacement. If a fire in your van’s engine leaves you stranded on the side of the road, Norwich Union will pay for your van’s tow to the nearest repair shop. And if your van’s keys are ever lost or stolen, you can claim the cost of your replacement keys.

Both policies cover third party liability. If you are driving your car and you injure or kill another person, Norwich Union will pay an unlimited settlement to the other party. If you damage private property, Norwich Union will cover your liability for up to £5m. In addition, you can claim the cost of your legal fees and your personal representatives’ fees. And Norwich Union will reimburse you if you need to make any emergency medical treatment payments under the Road Traffic Acts.

For an additional fee, you can add optional cover to your policy. Legal Services cover pays up to £50,000 of your legal fees following an accident. If you want to fight a motoring prosecution, Norwich Union covers up to £10,000 of your court fees. You can also add Replacement Van cover to your insurance policy. If your van is in the repair shop for a few days, Norwich Union will pay for your temporary replacement van. With Personal Accident cover, you can make a claim following a traffic accident that takes your eyesight, your limbs or your life. A common side effect of a serious accident is a spinal tissue injury. With PhysioFast physiotherapy cover, Norwich Union will pay for eight treatment sessions with a qualified chartered physiotherapist. Your initial consultation is covered, as is your referral from your GP to a physiotherapist. PhysioFast cover costs as little as £12 a year.

< Back